Credit Letters

Credit Salary Letter


Mr. Richard Ainsworth,

#4, Liverpool,


London, L37

Date : 14th September 2012

Subject : Letter for credit salary

Dear Mr. Richard,

We are hereby writing from London Global Bank with regard to the credit salary request letter received from your company ABC Corporation. Your company has sent us a letter dated 1st September seeking to provide one month’s salary as advance credit to all their employees.

We are happy to inform you that your name is part of the list of employees who will receive one month’s salary as credit along with the salary for this month. We have agreed to the credit being given on the condition that the employees will furnish their documents such as personal identity documents, credit card details etc within a period of one week of receipt of this letter.

We are enclosing a form along with this letter which you need to fill up and sent it across to our bank within the time frame specified above. We will on receipt of the enclosed form and said documents will process your credit salary and transfer it to your salary account. Please remember that this is a credit salary being issued without any security and only on the basis of the letter of recommendation issued by your employer. Therefore ensure to submit the necessary documents properly for no further delay in receiving credit salary.

Yours Sincerely,

Chris Thomas.

Manager – London Global Bank.

Credit Letters

Credit Termination Letter


Mr. Richard Campbell,

#5, Preston, Lancashire,

London, PR1

Date : 15th August 2012

Subject : Termination of credit received from the bank

Dear Mr. Richard,

We are hereby writing this letter from XYZ International Bank that we regret to terminate the credit extended to you six months ago. There are many reasons for our taking this painful decision of credit termination.

Remember that when we extended the credit to your six months ago there were certain terms and conditions set out for offering the credit. But you have not fulfilled any of the terms in these months. We have always received late payment of your credit payments for which we have been levying late payment fees. Even after repeated warning letters from our bank you have never made the payment on time nor have you responded to our letters at any point of time.

This attitude is not something that the bank can agree to and feel that we will not be able to continue the credit offered to you. We therefore request that you make full settlement of the credit offered by us within 14 days of receipt of this letter. You can find out the outstanding balance from the phone numbers mentioned below. Please take this credit termination letter as final decision from our side and make payment of your outstanding credit with us.

Yours Truly,

Mac Brown

XYZ International Bank


Credit Letters

Credit Report Dispute Letter


Mr. Christopher S Robin,

Manager – ABC Credit Agency

#6, Balerno, Edinburgh,

London, EH14

Date : 29th July 2012

Subject : Letter to dispute credit report sent by your agency

Dear Mr. Christopher,

I have recently received a credit report from your agency which gives complete information of my entire outstanding credit. But I have found a lot of errors in the credit report. The first error is that my surname has been mis-spelt as Rodin instead of Robin. Secondly the credit report shows an outstanding amount in one of my credit card for which I have made payment in full last month. Thirdly there is a credit card outstanding amount reflecting in my credit report where I do not hold any such card.

I request to kindly take immediate action to rectify these mistakes in my credit report. I have always been an honest payer of all credit cards and have never defaulted in any of my credit payments so far. With the credit report that has been sent by your agency it affects my creditworthiness very badly and is not something that is acceptable to me.

I therefore request you to act immediately on my credit report dispute letter and rectify the errors accordingly. I am enclosing my bank statement and latest credit card statements for you to do the needful at the earliest.

Thanking you.

Yours Truly,

Anne Robin.

Credit Letters

Credit Report Request Letter


Mr. Stanley Richard,


Credit Report Agency,

#8, Dewsbury, West Yorkshire,

London, WF12

Date : 25th March 2012

Subject : Request letter for issuance of credit report

Dear Mr. Stanley,

I am writing this letter to request for my credit report along with my financial information. I am herewith enclosing a demand draft for 50 pounds as processing fees for the issuance of the credit report. I am also enclosing along with this letter my passport copy along with proof of address for you to do the needful.

I need the credit report as soon as possible as I am applying for a mortgage loan and the mortgage agency needs my credit report for clearance of the loan. I have mis placed my earlier credit card statements when shifting my home recently and hence credit report is necessary from your agency for getting my loan application processed.

The mortgage agency has given me a deadline of one week to furnish the documents failing which my mortgage loan application will be rejected. I therefore request you to kindly process my request for credit report at the earliest and send it across to my address mentioned herewith.

Address : #1, Leeds, Yorkshire, London, London, LS6.

Thanking you in advance for a prompt service from your end.

Yours Sincerely,

Dorothy Stanford.

Credit Letters

Credit Reference Request Letter


The Manager,

Global Bank of London,

#7, Bury, Lancashire,

London, BL0

Date : 29th April 2012

Subject : Issuance of reference letter

Dear Sir,

My name is Gordon Vera and I hold a savings account with your bank for the past 10 years. I have a very good record of transactions and relationship with your bank. I have always been proud to be a customer of your bank and received excellent service whenever I have visited your bank branch.

I am planning to start a new business venture with a reputed international company for export of products manufactured by me. For the purpose of this export order the company is seeking a credit reference letter to validate my creditworthiness for processing the order.

I therefore want your bank to issue me a credit reference letter that will help me to secure this export order. I am herewith enclosing all the documents necessary for your to issue me the credit reference letter at the earliest. This export order is of great importance for the continuity and success of my business. I hope that the bank will help me with my request for the credit reference letter and oblige me soon.

Thanking you in advance.

Yours Truly,

Estrada Jobson.

Credit Letters

Credit Refusal Letter


Ms. Jennifer Abraham,

#12, Redruth, Cornwall,

London, TR16

Date : 12th August 2012

Subject : Refusal letter for credit request

Dear Ms. Jennifer,

We received your credit request application dated 01st August 2012. We regret to inform you that at the moment we are unable to process your credit request for varied reasons which have been explained as under.

Firstly we have set a certain benchmark for employees seeking credit with our bank. Your annual income does not meet the benchmark requirements that have been stipulated by our bank. Secondly our bank has a policy to provide credit to only those employees who work for A+ rated companies. Unfortunately the company you are presently working for is not part of the A+ rated companies. Lastly on evaluation of your credit card bills we have found that you have made late payment on your credit card outstanding more than five times in the preceding financial year. As our bank also has a policy not to issue credit to credit card defaulters who have defaulted more than three times in one financial year we will not be able to extend any credit to you.

We are returning back all the documents of employment, personal information and credit card statements submitted by you for obtaining the credit. We once again regret that we are unable to extend credit to you.

Yours Sincerely,

Teresa Gomes.

ABC Bank

Credit Letters

Credit Term Approval Letter


The Manager,

M/s Redruth Associates,

#12, Southampton,


London, SO45

Date : 05th March 2012

Subject : Approval of credit term

Dear  Sir,

We have received your application dated 25th February 2012 for enhancement of credit term for the credit availed from our bank. We are happy to inform you that we have approved increase in your term from 36 month to 48 months as per your application and request letter.

We have decided to grant the credit term increase by keeping in view your excellent performance and track record in the market. Also we have taken into consideration your long term relationship with our bank which has been to our satisfaction so far.

In order to help the process of credit term increase to be completed we request your company to execute the set of security documents the list of which has been enclosed with this letter. The documents that are required by our bank should be submitted in triplicate to our bank on or before 19th March 2012 for us to process your request before the close of our financial year.

Please give us your written agreement of acceptance of this credit term approval process along with all other documents you are submitting to us.

We are happy to extend the credit term for you and wish you good luck in all future business endeavors.

Yours Sincerely,

Milton Keynes.

ABC Bank.

Credit Letters

Credit Application Approval Letter


Mr. Kay Chester,

Manager – Associated Company Ltd,

#44, Basingstoke, Hampshire,

London, RG22

Date : 15th March 2012

Subject : Intimation letter for approval of credit application

Dear Mr. Kay,

We are writing this letter in response to your application for credit from our bank last week. We have reviewed your application and have arrived at the decision that we are glad to offer you the credit that you need with immediate effect.

In order to get the credit application processed we will be opening a fresh credit account in the name of your company in our bank. We will also issue a credit account cheque book for this account through which you can transact in this account.

You can please find enclosed the terms and conditions that are required to be fulfilled by your company. Once you have read and understood the terms of the agreement please ensure to send it back to us. The agreement needs to be signed by the authorized signatory of your company and submit it to us for completion of the process. In case you have any clarification regarding the terms specified in the agreement please feel free to get back to our credit department.

We hope to have a great banking relationship with your company.

Yours Sincerely,

Polson Armanda.

Credit Letters

Credit Payoff Letter


Mr. Ross. A Velvett,

#22, Milton Keynes,


London, MK10

Date : 14th November 2012

Subject : Credit payoff  letter intimation

Dear Mr. Ross,

We are writing this letter in furtherance of our earlier letter asking you to make the payment of outstanding credit enjoyed by you in our bank. Please recollect that in response to your request for credit we instantly offered you credit from our back at the lowest possible rate.

It was on account of your financial credibility and past records that we extended this credit facility to you. But unfortunately ever since we have given this credit you have been a regular defaulter with the payments. Even after repeated reminders you have not paid any amount towards the outstanding amount. On account of your default and repeated levy of interest the credit offered by us in your account has multiplied thrice.

While we will be able to wave off the interest part levied in your credit account you will be bound to pay the actual credit availed from our bank. We hereby give you a final warning to payoff the credit in total within 14 days of receipt of this letter or face legal action from the bank.

You are free to have a discussion with executives of our credit recovery department for knowing the credit outstanding and any other information you want to know.

Yours Truly,

Norma Lewis

Bank Manager.

Credit Letters

Credit Acceptance Letter


The Bank Manager,

Novotel Bank of London,

#44, Colchester, Essex,

London, CO31

Date : 17th May 2012

Subject : Letter for acceptance of credit

Dear Sir,

I have received a letter from your bank dated 02nd May 2012 which has approved my credit by your bank. I have received the credit account number as 123456XXX which was specified in the letter sent by your bank. I am so delighted at the issuance of the credit which will now help me to grow my business better than before.

I have received a copy of agreement which outlines the terms and conditions for the issuance of credit by your bank. As specified in your letter I am in full acceptance of all the terms and conditions specified in the agreement. I am also signing the agreement and the letter sent by your bank in acceptance of the same.

Please find enclosed along with this letter my credit acceptance letter. I request you to kindly process my credit requirement at the earliest as I have a huge export order to be fulfilled within the next one month time span.

I once again thank you for offering me the credit and helping me grow in my business with your support. I cherish a long term relationship with your bank and assure you to maintain the terms specified by the bank always.

Yours Sincerely,

Gillian Alcock.