Hardship Letters

Pre-Foreclosure Hardship Letter

A hardship letter can help save the foreclosure of your company. here is an example of a pre-foreclosure hardship letter.

August 23, 2009

Name: Hazel James

Address: 58 Fort Street, El Paso TX

Mortgage Company: EHL Loans

Loan no.: 9999-0000

To Whom It May Concern:

I am writing this letter to explain my delinquency in paying my mortgages and to help save my beloved home. I have fallen short on my payments because I was caught in the middle of a divorce. My divorce has left me to be financially unstable and I am trying to meet ends meet.

I have now exhausted all my income, which is why I am asking your help to lessen my financial problems. I would appreciate it if you could work with me by agreeing to short sale on my property. I do not want to have my home foreclosed and truly hope that you would consider my proposal.


Hazel James


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